Warning! This Fake Loan Website Attracts Indians, App Removed From Google Play Store


New Delhi: A website by the name of “Pradhan Mantri Yojana Loan”, which was previously linked to a Google Play Store app of the same name (the app has now been discontinued) lures Indians on behalf of granting loans, in exchange for personal identifiers. information that can potentially be misused online, the Delhi-based think tank CyberPeace Foundation warned on Friday.Also Read – Telegram Cookies Rise in ’70 Million New Users’ After Facebook Family Outage

Personal data collected from applicants, such as Aadhaar card, ration card, PAN card, is freely available on the website and can be misused by any hacker. To read also – Hello everyone! Here’s What Twitter, Google, Zomato Said On WhatsApp, Facebook, Instagram Global Outage

The CyberPeace Foundation, along with Autobot Infosec Pvt Ltd., has launched an investigation into the case to confirm whether the offer was a legitimate Indian government app or just masquerading as one. Read also – Facebook, WhatsApp and Instagram down in the world; Statement of Business Problems | Read here

“The site www.pradhanmantriyojanaloan[.]com asks for personal information and bank details. After random dummy data was provided, it was redirected to a page with a thank you message, ”the foundation said in a statement.

Previously, the Android app also redirected the user to the website which asked for personal information, proof of address and the like.

“The website has a .com domain, which in itself is special since all Indian government-owned websites are hosted on .gov.in or .nic.in. Several grammatical errors were also noted on the website, ”the report notes.

“After decoding this QR code, a UPI PhonePe Merchant channel was obtained. UPI ID verification has been attempted; however, it was concluded that it was not valid, ”the researchers said in the report.

After submitting the information, the user is taken to another page, where they are asked for an OTP sent to the mobile number that was provided when filling out the request.

“No OTP was actually received on the shared mobile number. At the bottom of the page, it showed details had been submitted,” the report notes.

A 10-digit receipt number has been assigned. “Initially, it was assumed that the receipt number would not work since the Office of the Prosecutor could not be submitted, but it was accepted and the status was: your request is submitted. Thank you ! The report said.

The app has been removed from the latest Google Drive to sanitize its Play Store from bogus and malicious personal loan apps in the country.

According to the Ministry of Electronics and Information, Google removed around 100 instant loan apps from its Play Store that were involved in the alleged collection of personal data and its misuse, fraudulent practices and illegal threats physical and other coercive methods to collect the loan. Technology (MeitY).

Responding to a question in the Lok Sabha earlier this month, the IT ministry said that after being informed by law enforcement about the availability of certain money-lending apps that don’t may not comply with the applicable legal and regulatory framework, Google has removed approximately 100 of these applications. apps from December 2020 until January 20, 2021.

(With IANS entries)

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